Bad credit welcome · Affordability check, not a score cut-off

Payments

Pay weekly or monthly

Match your payments to your pay packet. Both options cost the same in total — only the rhythm changes.

Weekly

Smaller payments each week suit weekly wages or benefits and make budgeting feel lighter.

Monthly

One payment a month, just after payday, keeps everything in one place.

Fixed from day one

Your plan is a set number of equal payments. No interest added, no growing balance, no surprises.

Need to move a date?

Life happens. Get in touch before a payment is due and the date can usually be moved.

Ready when you are