Guide
Pay monthly catalogues on finance
A plain-English guide to catalogues on finance: how pay monthly and pay weekly plans work, what No Credit Checks means here, and how to get started across every department.
Catalogues on finance
Catalogues on finance let you order the things you need now and spread the cost into a set number of fixed payments. Rather than saving up for months for a new TV, sofa or washing machine, you choose from the full range, apply once and repay over time. Every department on this site works the same way, so one application covers TVs, gaming, laptops, sofas, beds, appliances, kitchen and garden.
Pay monthly catalogues
Pay monthly catalogues suit anyone paid once a month. Your payment date can sit just after payday, so everything is covered in one go and easy to track. The amount is fixed from the start and confirmed in your account before you commit, so there are no surprises along the way.
Pay weekly catalogues
If you are paid weekly, or receive benefits on a weekly or fortnightly cycle, pay weekly catalogues may feel easier to manage. The plan works in exactly the same way as monthly — only the rhythm of the payments changes. Choose the option that matches how money comes in.
No credit check catalogues
We call these no credit check catalogues because there are No Credit Checks used to turn you away by score alone. Instead, our partner shop looks at affordability: whether the payments fit your income and outgoings today. Past problems such as CCJs, defaults, missed payments or a thin credit file are not an automatic no. Each application is still assessed responsibly, so acceptance depends on your circumstances.
Buy now pay later catalogues
Buy now pay later catalogues often split one basket into a few quick payments. A pay monthly or pay weekly plan is designed differently: it spreads the cost over a longer, steady schedule built around what you can afford, and it can help you build a positive payment history as you go.
Your first order
For a first order, the first four payments build payment history before dispatch. Repeat orders can be dispatched without that first-order waiting period, subject to the partner shop's terms.
Where to start
Browse the departments to see the range: TVs on finance, pay monthly gaming, laptops on finance, pay monthly sofas, beds on finance, pay monthly appliances, kitchen on finance and pay monthly garden. When you find what you need, apply once and pick weekly or monthly payments. You can also read how it works, our guide to being accepted with bad credit, and the answers to common questions in our FAQs.
Ready when you are